The internet is full of information about credit cards, yet people still wonder what the best choice is for them. Here are questions people wonder about… Is it a good idea to cosign for family members? You should probably never cosign on a card for family. If they default, you’re...
Credit Cards
Adding Mortgage Or Rent To Credit Card Payment
Using a credit card is highly convenient. You can use it for just about anything ranging from emergencies to credit building. But, there are some things you should steer clear from with credit cards, such as mortgage payments. When you’re low on money one month it may be tempting to...
Disputing Charges On Your Credit Card Statement
Believe it or not, your credit card company can make mistakes too. You should read your report and see if there are any additional or double charges that should be disputed. If you wait too long to dispute charges, it may be too late and you’ll still be liable for...
Is It Ever Good To Put Small Things On Credit Cards?
Say you want a latte, a muffin, or just want to get a little gas for your car. Is it a good idea to use your credit card? After all, it’s a small amount and you’ll pay it back, right? Well…some people say you should never put small purchases on...
Credit Card Terms You Should Know
Introductory rates – These are rates offered by the company and will go up after the introductory period is over. Annual fees – These are fees charged by the company each year for using the credit card. It is not the same as the interest rate. Overseas transaction fees –...
Credit Cards Will Not Need Signatures Soon Anymore
As credit card technology advances, we’re at a point where the signatures will no longer be needed reports NPR. Mastercard, Discover, Visa, and American Express have all announced that they’ll stop requiring signatures for credit cards in an effort to reduce fraud. Mastercard was the first company to announce that...
Credit Card Debt Help Is Available For Senior Citizens
One of the most stressful financial situations you can find yourself in is to be retired, on a fixed income and struggling under a heavy burden of credit card debt. However, there is assistance available specifically for seniors facing this financial hardship. Click below to learn more. Image via Flickr/Matthew...
Everything You Need To Know About Average U.S. Credit Card Debt
Have you ever wondered where your credit card debt falls on the continuum compared to other American consumers? It turns out, the average is $5,700 per household. Learn more about how your debt stacks up by clicking below. Image via Flickr/Americor Financial Continue to original source.
Understanding The CVV Number On Your Credit Card
If you’ve ever used your credit card to make a purchase online, you were probably asked to submit your card’s CVV number. While most consumers know where to find this three-digit code, most don’t realize its importance in protecting you from credit card fraud. Click below to learn more about...
Credit Card Tips For Millennials
As a new generation of consumers begins to apply for credit cards, it’s important to avoid common pitfalls associated with credit card spending. With a bit of planning ahead, millennials can become financially successful cardholders without compromising their credit score or overall finances. Read on to learn about common mistakes...