Common Credit Card Questions People Wonder About
The internet is full of information about credit cards, yet people still wonder what the best choice is for them. Here are questions people wonder about… Is it a good idea to cosign for family members? You should probably never cosign on a card for family. If they default, you’re on the hook. Should cards with higher interest and balances be paid...
Adding Mortgage Or Rent To Credit Card Payment
Using a credit card is highly convenient. You can use it for just about anything ranging from emergencies to credit building. But, there are some things you should steer clear from with credit cards, such as mortgage payments. When you’re low on money one month it may be tempting to use your credit card to help you get by on rent or...
Disputing Charges On Your Credit Card Statement
Believe it or not, your credit card company can make mistakes too. You should read your report and see if there are any additional or double charges that should be disputed. If you wait too long to dispute charges, it may be too late and you’ll still be liable for paying them. A few examples would be if your gym charged you...
Is It Ever Good To Put Small Things On Credit Cards?
Say you want a latte, a muffin, or just want to get a little gas for your car. Is it a good idea to use your credit card? After all, it’s a small amount and you’ll pay it back, right? Well…some people say you should never put small purchases on a credit card. Over time,your balance could grow if you don’t pay...
How To Save Your Credit Score From The Dumps
A shaky credit score means the difference between getting approved for a loan and being denied. And when you’re ready to go for that first home, or new car the last thing you want is to be denied. If you know your credit is bad, there’s no time like now to make steps towards improving it. Repairing your credit score won’t be...